Insurance companies are in business to make money. Their favorite activity is depositing premium payment checks into their bank accounts. Then, they invest that money to make even more money. That’s what keeps a healthy bottom line, and that keeps shareholders happy. This practice often makes receiving a fair settlement extremely difficult. Retaining the services of an experienced car accident attorney can greatly help your chances for a positive outcome and a higher settlement for your car accident case.
Claim Payouts
Insurance companies will have to pay out on claims, and paying those claims isn’t a pleasant experience for insurers. They want to hang onto those premium payments and investments for as long as possible. Then, when they realize that they’re facing a valid claim, they either want to pay out as little as possible or even nothing at all. That’s when claimants realize that they’re not with a very good neighbor and not in very good hands at all. If you are having difficulty with a car insurance provider contact a car accident attorney who has a proven track record of helping victims recover the settlement they deserve.
The Hurdles
It doesn’t really matter if you were injured when you were sitting at a red light for 15 seconds when you were hit from behind at 40 mph. The insurer on the other side of your personal injury claim still wants to pay as little compensation as possible for your injuries and damages. Insurance companies make the claim process difficult and time consuming for claimants in order to frustrate them and twist their arms into settling early for much less than they deserve. Those “take it or leave it” or “this is our best offer” approaches often work too, and claimants end up settling their claims for far less than the claim’s actual value. It’s only after that when those claimants realize that they needed an experienced, aggressive and effective car accident attorney from the Law Offices of David Kohm from the onset. He knows the strategies that insurance companies use to make people and their claims go away quickly, and he doesn’t fall for them. Here are some of those strategies.
The Low First Offer
Car insurance adjusters want claimants to believe their pitch that comes with their first settlement offer. That’s why they start low and begin pressuring claimants into acceptance. The adjuster who is assigned to your file knows that the first offer isn’t the final offer, so don’t get pressured into accepting it, especially if you’re still experiencing pain and discomfort.
The Recorded Statement
Expect that opposing insurer to contact you shortly after an accident and request a recorded statement from you “just to confirm liability.” Don’t fall for this ruse. Without an attorney being present, it’s likely that you’re going to damage the value of your claim. Texas law doesn’t require you to give an opposing insurer any type of statement. It only wants to use your own words against you in the future. Politely refuse to give a statement. Then, contact our car accident attorney to arrange for a free consultation and case review. Rather than allowing that opposing insurer control your claim, we can take control of it for you.
The Release
That opposing insurer doesn’t care if your medical bills are accumulating, increasing and being sent to collection agencies. That’s all part of its plan in pressuring you, but before that insurance company will give you the money to pay those bills, it will want a signed release from you. What most claimants don’t realize is that once they’ve signed that release, their right to any further compensation is terminated. We know how to hold off those collection agencies until such time as we get you what you deserve.
At the Law Offices of David Kohm, we won’t give control of your case over to that opposing insurance company. Contact us right away at any of our convenient locations for that free consultation after being injured in any accident that was caused by the negligence of somebody else.
Arlington (817) 522-4451
Dallas (972) 362-6848
Fort Worth (817) 764-1375
Plano (972) 354-4602
Cedar Hill (972) 338-9427
McKinney (469) 522-3688
Lewisville (972) 354-4605
Frisco (972) 725-7681
Grapevine (817) 835-8677
Irving (972) 354-4610
Keller (817) 204-0904
Garland (214) 572-2251
Denton (940) 222-4060
Addison (972) 564-8108
You can also contact us online by using our quick contact form.
